Individual Portfolio Management for Rollovers

A plan participant leaving an employer typically has four options (and may engage in a combination of these options):

 

1. Leave the money in the former employer's plan, if permitted

2. Cash out the employer plan assets and pay the required taxes on the distribution

3. Rollover the assets to a new employer's plan (if available and rollovers are permitted)

4. Rollover employer plan assets to an IRA

 

Hall Financial Wellness will review the options with you so that you can make the best decision for your particular situation. If you choose to rollover into an IRA, HFW uses Charles Schwab to custody the assets and offer the investments. HWF provides primarily non-discretionary portfolio management advice for IRAs, but may also provide discretionary advice when requested.